WAIVER OF LIABILITY

S.P.I.E. makes no representation or warranty of any kind, express, implied or statutory regarding this website or the materials and information contained or referred to on each page associated with this website. The material and information contained on this website is provided
for general information only and is of the personal opinions of each particular author solely and should not be used as a basis for making serious life altering decisions.

S.P.I.E. accepts no liability for any loss or damage arising directly or indirectly from action taken, or not taken, in reliance of material or information contained on this website.

S.P.I.E. accepts no liability and will not be liable for any loss or damage arising directly or indirectly (including special, incidental or consequential loss or damage) from your use of this website, howsoever arising, and including any loss, damage or expense arising from, but not
limited to, any defect, error, imperfection, fault, mistake or inaccuracy within this website its contents or associated services, or due to any unavailability of this website or any part thereof or any contents or associated services.

Please note that any files downloaded from this website is at your own risk and S.P.I.E. neither assumes nor accepts liability for any loss or damage, (whether direct or indirect), howsoever caused, as a result of any computer viruses, trojan horses, worms, software bombs or
similar items or processes arising from your use of this website.

Any hyperlinks from this website exist for information purposes and are for your convenience only and S.P.I.E. accepts no liability for any loss or damage arising directly or indirectly (including consequential loss) from the accuracy or otherwise of materials or information contained on the pages of such sites or loss arising directly or indirectly from
defects with such sites. S.P.I.E.'s inclusion of hyperlinks does not imply any endorsements of the material on such sites.